M&M Financial Client Reviews and References

M&M provides an extensive list of tax relief references with each consultation. Here is just what a few of our clients have said:

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 I own a small automotive shop that got in tax trouble because I wasn't watching what my part time book keeper was doing closely enough. When I started getting lien and seizure letters from IRS I panicked and did not know what to do. I had always paid my taxes and due to someone else's poor decision I was now in a bad situation. My business was now down due to construction on the road in front of my shop and knew I didn't have the money to pay it. I figured I was going to lose everything. My stress level was at an all time high, having a family and young kids put even more pressure on me to find a solution. I had no one or no place to borrow the money. I started getting phone calls and letters from all kinds of places saying they could help me. Honestly... I was in was scared of what could happen, I was stressed beyond belief and mad at myself for not paying closer attention... M&M contacted me by phone, I normally hung up on phone solicitors but decided to listen. It turned out to be one of the best decisions I have ever made!! Mark Mitchell explained how they work and what they do, along with approximate cost. I got off the phone and called my accountant, explained my situation and explained what M&M said they would do to help me, he confirmed that my feeling to trust them to help me was a good idea. M&M explained that as long as I could provide all necessary paperwork they needed in a timely manner that they could do their job, they even helped me by allowing me a little time to come up with the money to pay their fee. They are literally life savers!! In a matter of weeks, they removed all the stress and anxiety I had developed from my situation. (I never knew what a panic attack was until the IRS informed me of my situation) I could sleep at night again and in a little over a year they have gotten my situation under control. I don't know where I would be without their professional competency. 

 A special thank you from myself and my family to the whole M&M team! ....and a very special thank you to Lupe for always taking my calls or calling me back in a timely manner and for giving me a calming professional reassurance that I needed to get through it all!!!

 I HIGHLY RECOMEND THIS COMPANY!!!! Mark Mitchell and his amazing staff are AMAZING at what they do!!

William F., Small Business Owner, Port Saint Lucie, FL - January 2021
M&M Financial Consulting continues to be extremely helpful, knowledgeable and understanding as they have seen us through recent tax issues and questions we have had.  Lupe Figueroa has been our point person on this project and has always been pleasant and kept us in the loop with all we are doing.  Very grateful to have found this company.
Rob V., Small Business Owner, Hamburg, NJ - October 2020
I hired M&M to take care of my tax matter.  I did this after working with an attorney that wasted my money and got nothing completed.  Then I hired M&M May of 2018.  They took my file, kept their word and they were able to get rid of $52,000 dollars in fines [penalties]!  All of M&M's staff were great to work with!  I am now free to move forward with my life and business because of M&M tax service!
Best Regards
Sally L., Small Business Owner, Sacramento CA - April 2019
This letter is in reference to the Great job M&M done for us to get a resolve to an issue that was brought to our attention years after the actual problem occurred.  I was taken back from this issue since this was the first time of knowing we had such an issue.

The actual problem was back from 2012 however was not brought to my attention until I received a visit from IRS agent in late 2015.  When he came into my office, he explained the issue and informed me that I owed him some money.  I asked him how much and apologized for the error.  He gave me a figure and I immediately wrote him a check to get this problem corrected.  I thought at that time we had solved the issue and we moved forward only later to find out that was not the case.  I received a letter saying he check I wrote him was applied only to the interest and penalties and we still owed the original amount.  After contacting them to complain, I soon found out that they were prepared to get as much money as fast as possible even if they were not owed this money and they did not care.  I thought about it for a while and I seen some ads on TV talking about some companies in Colorado that could resolve any of your tax issues in a timely fashion.  I thought what do I have to lose I could not get any reasonable resolve myself.  I placed a call to one such company they really talked a great deal of hype and promised to get this resolved quickly and with all these penalties removed and a quick resolve to this whole issue.  We discussed how much it would cost and I sent them the money and we proceeded to get this under way.  I later found this company had a huge problem retaining employees and our case was not getting any resolve.  After contacting them on several occasions I learned they had no plans on getting this problem fixed they just wanted to keep collecting additional money from us to keep this an on-going income stream for them.  They always had an excuse of why they needed the additional money to continue our case or they would have to drop us as a client and we would be on our own.  I felt as if I was caught between a hard place and a rock because we had just spoke to the IRS agent and he informed us that they were charging additional penalties and fees and interest and all we seen from all of this was the actual bill being inflated to a very large sum of money (which was clearly a scheme).  This went on for just about two years.  

At this point of time I became very depressed about this issue because I did not know what to do, here we made an error a few years ago which was not a large sum of money and now we were facing a bill five times greater than our mistake.  Soon after that I received a letter from IRS stating since we were not getting this problem resolved they were going to levy all my bank accounts and put a lien on the properties we owned until this problem got resolved.  

It was then I realized I had to fire this company and hire someone I could trust getting this issue resolved.  I remembered I had received a phone call from a company by the name of M&M Financial and they seemed very professional and well spoken on the phone.  I placed a call into them and made a decision to hire this company.  I was put in contact with two associates to work on my case Jonathan Stewart and Lupe Figueroa.  Once they started working on my case, I felt a lot of relief just because I knew I had finally hired someone that was willing to work on our behalf.  Both Jonathan and Lupe worked diligently to get everything done in a timely fashion and to contact IRS agent and work with him to get this issue put to rest.  Both parties stayed in constant contact with me letting me know what was going on which was different because I had never heard from the other company unless they wanted additional money.  I admit I got frustrated from time to time only because there were things I did not understand and things I did not agree with that were being charged with however within a three-month time frame we go the levies and liens released and we were on the road to recovery.  Without Jonathan and Lupe we would still be in the pit piling on even more debt and trying to figure out what to do from there.

I only wish I would have hired M&M long before and not even considered the other company from Colorado because that only made the situation worse and a lot of additional cost.I thank Jonathan and Lupe for what they have done for us and would highly recommend them and M&M financial to represent anyone caught in a situation such as this.

Thank You once Again.
Small Business Owner, Illinois
I would like to say M&M Financial helped me out tremendously with my TAX problems.  I had so many sleepless nights worrying about how I was going to catch up on my back taxes and penalty.  M&M was so wonderful and so helpful at getting all my issues taken care of and addressing any issues immediately.  They never guided me wrong.  I will definitely use them again, if ever needed.  M&M is a very great company and I would recommend them to anyone.
Vicki, Florida
“[My IRS Revenue Officer] complimented you and M&M and said you were very professional and great to work with compared to most of your competitors. I agree with her!
Jerry D., Small Business Owner, Michigan
I went to M&M Financial in a brutal, sleepless-night situation; my accountant had recommended them as expert problem-solvers, and they were. They explained the problem coolly, non-judgmentally, clearly and gave me a very strong idea of how they would go about finding a solution… and then went about and did solve it just like they said. M&M Financial were the friends I needed in a tight corner; they are one of the few good financial decisions I’ve ever made.
Jonathan R., Los Angeles
She said to continue to relay info, the revised budget etc, through you guys as usual, and that she was very impressed with your professionalism and organizational skills. It seems you guys make all the others look like wanna bes and she had nothing but good things to say about you.

It was very gratifying to hear what a great job you are doing for me from the RO. Keep up the good work!
Sharon S., Small Business Owner, Vero Beach, FL
A failed business venture left me owing the IRS huge amounts for the [Trust Fund], with over 5 years of penalties and interest. M&M kept me calm through this very emotional process and negotiated the best deal possible with the IRS. I was kept well informed, options were clearly explained and advice was always honest… they never made false promises about the eventual outcome.

Many tax resolution companies contacted me soliciting my business, but the choice to select M&M was a no-brainer and proved to be the right decision.
Peter H., Arkansas
I would like to take the time to acknowledge the great experience in connection with my tax issues with the IRS. The staff at M&M Financial was very professional. The experience was very painful and the staff was always on top of things. The process did not take very long; any questions or concerns were addressed immediately. I felt the results were very reasonable and the payment plan was affordable. I hope I do not have any further issues with the IRS, however if I did, I would definitely call this company again.
Regina L., Small Business Owner, Illinois
We ran into some trouble with the IRS. I was inundated with phone calls from people saying they could help me out. Most of these solicitors were downright rude and treated me as if I had no clue what I was talking about. [My M&M Tax Team] helped me and my company thru a very hard time. [My Team] was easy to talk to and did not give me false promises. [They] were able to communicate with the representatives at the IRS and helped us reduce our tax amounts due by half, as well as help us come up with a payment arrangement. When we sold our business, we needed immediate help with the IRS liens and [my Team] was able to take care of that as well. I strongly recommend [M&M Financial] if you are wanting to work with someone who is truthful and helpful.
J.S., Small Business Owner, San Jose, CA
We are thrilled with the resolution & feel especially grateful for M&M’s dedication to our situation. We feel M&M Financial & you, in particular, were very attentive & helpful throughout the tax resolution process. From the initial phone call to the final resolution, we felt our case was important to you and we were working with a competent firm with individualized attention. You explained things in terms that we as laypersons could understand and seemed genuinely compassionate for the situation we were facing.
Brad O., Small Business Owner, Minnesota
Thanks for everything you’ve done and are doing. You and [M&M] have released this monkey on my back.
Dee B., Small Business Owner, Georgia
M&M has been sensitive, professional, and effective. Their efforts were invaluable in resolving our situation.
Patrick T., Small Business Owner, Chicago, IL
Thank you for helping me with my tax problem. You have handled my case and delivered solution as promised in a given timeline in a professional manner. The whole process was pleasant with no stress on my shoulders and I really appreciate the fact that you were able to make the payment plan work with my finances. You have no idea how much I was relieved to see the whole process worked with little to no work on my part. I was very satisfied with your service.
M.S., Small Business Owner, Bradenton, FL
Palm Heights Baptist Church is so pleased with MM Financial and their professionalism. This company and its associates assigned to our account were so prompt in helping us get our back taxes taken care of. We highly recommend anyone or company that needs this kind of help, to use their services. Their motto is, ‘We Solve Tax Problems’ and YES they do.
Bertha R., San Antonio, TX
My husband and I had our business property slapped with a lien by the IRS. He was very sick at the time and couldn’t assist me. I had been unable to deal with all of the notices from the IRS, and had just let it go. We had quite a few returns to file and not much money to pay someone to prepare them.

We were inundated with calls and mail offering services to take care of this lien. Most promised that they could get us a payment of 10% of the lien amount. They made promises of almost magical things they would do for us. I am 68 and stopped believing these things years ago.

M&M called me. Normally I would just refuse these calls. However, this call was different. Steve [Precht] discussed with me the actions the IRS could take if I did nothing, what I needed to do to file the returns that were needed, what M&M could do to help me get the returns filed, and that they would be Power of Attorney to deal with the IRS collection agent.

He was very professional and answered my questions. I felt confidence that they would help me do what I needed to do. He sent me information about M&M. There was no hard sell. Their fee was very reasonable.

Max and Kelly were always there for me, even when I wasn’t as responsive as I should have been. They kept track of our progress, reviewed everything I completed, submitted everything to the IRS, contacted the IRS agent to keep him informed, and advised me of our options all along the way. Max was very professional and knowledgeable. I never felt that I was being judged or criticized. I was finally able to sleep through the night without waking with nightmares about what the IRS was going to do to us. I finally felt I had some control.

It took me 6 months to do everything that needed to be done. My husband died during that time, so I was really on my own. I could not have succeeded without Max and Kelly.

I highly recommend M&M for any tax problems. They are professional, knowledgeable, reasonably priced, and take a personal interest in their clients, putting the client first.
Marilyn K., Small Business Owner, Flint, MI
I chose M&M Financial after speaking with them the first time. They were attentive yet realistic about what I could or could not do. With their help, I was able to get through the maze of confusing legal aspects that small business owners are confronted with in IRS and financial related matters. M&M Financial exceeded my expectations and corrected my course. I recommend them highly to anyone who needs assistance with these issues.
Kim C., CEO - Dealer Dimensions, Jasper, AL
Don’t let the IRS scare you, hiring M and M was the best decision I have made, thank you M and M!!!!
Bruce R., Small Business Owner, Tacoma, WA
The help you provided [my company] with our tax problems was excellent. Your personal attention to detail and the timeliness with handling our concerns was very professional. This has allowed me to concentrate my attention on getting the company back to providing the services needed in our community.
Joseph V., Small Business Owner, Boynton Beach, FL
[My M&M Tax Team] was able to put our company in a better financial situation and set us up with the tools for success that we needed for the future. I always felt comfortable communicating with [him] whether that be by phone or email. He was always friendly and prompt when answering my questions. Without the continued efforts of [my M&M Tax Team], we would still be struggling to connect the pieces. [We’re] grateful for the time and effort [M&M] put into our company and ensuring our future wellbeing. We highly recommend M&M Financial to assist you in your business financial needs.
L.S., Office Manager, Denton, TX
Our club recently fell on some very tough financial times. With this came tax problems. Mark Mitchell, President of M&M, contacted me in early July of 2014. He assured me that everything would work out and his company could solve our problems. Lupe Figueroa was assigned to my case. All I can say is that she provided a professional, pleasurable, stress free and fast resolution. I highly recommend this company. Thank you very much M&M Financial and Lupe!
Thomas M., Massachusetts
Out of the blue when you get so many calls of people offering their services you become overwhelmed. When M&M Financial called us to offer us help with our past tax problems, we immediately felt comfortable. We agreed to meet with them. They explained the process and price; and it seemed simple and reasonable. They were very professional and did not talk bad about other companies.

Our contact person was Ms. Lupe Figueroa. She is friendly and we have been in constant communication. Our case was settled in such a short time, that no one else had been able to do. The outcome super exceeded our expectations. I would definitely recommend M&M to any of our friends and/or family members.
C.P., Small Business Owner, Franklin Park, IL
The staff at M&M Financial worked tirelessly and professionally to help us with our tax problem. They were always quick to respond to calls and e-mails. Most importantly they honored their original fee agreement, our case was dragged out in appeal but M&M Financial never asked for more money. We will always be grateful and highly recommend M&M Financial [Consulting].
A.T., Administrator of Assisted Living Facility, Palm Bay, FL
Having to deal with the IRS is very stressful. My wife & I felt like we were under constant attack and there was nothing we could do about it. I received calls from several companies wanting to help us, but felt that M&M was the right choice for us. Jon Stewart & Lupe Figueroa helped us get a payment plan we could afford & live with. They were very good about returning our calls & answering our questions. I would highly recommend M&M to anyone trying to deal with the IRS.
Rick R., Small Business Owner, Glendale, AZ
I wanted to contact you to express my gratitude for your recent services rendered. M&M Financial Consulting, Inc. was a tremendous help through a difficult time. Wading through IRS paperwork is never easy, but M&M managed the process with ease and professionalism. They were incredibly knowledgeable and timely in handling and settling my financial matters.
Thank you!
Ben G.
We were contacted by multiple firms wanting to represent us with our tax problem. These companies were all very pushy and wasted no time talking bad about other companies.

M&M Financial Consulting, Inc. were very friendly and informative about my personal tax situation and told us what to expect and didn’t make any false promises.

Once we entered into a contract with them they were on the ball and hard at work. They kept us well informed of what was happening. I could call them anytime with any questions and I always receive a quick and accurate response.

M&M truly had our best interest at heart. If ever again in the future we need such a service again M&M is the only one we will call. Very seldom do I recommend anyone, but I am very comfortable in recommending M&M Financial to someone in need of their service.

M&M Financial Consulting, Inc. is not only the right choice, it’s the BEST Choice.
Jim H.
I own a small software engineering company and needed some help resolving some tax issues with the IRS. I called M&M, explained the situation and they jumped on the case. Eventually they were able to successfully help resolve our tax issues. They were prompt, knowledgeable and courteous. I would do business with them again, if needed.
Robert B., Small Business Owner, Huntsville, AL
When [it] comes to dealing with tax issues, leave it to the pros. There are too many forms, too many calls, and too many unwritten rules – a person is much better off going about their life; making a living and enjoying their family and friends and letting the helpful, friendly and very attentive staff at M&M take care of the logistics of dealing with the tax issue. We have referred many people to them and will continue to do so.
Tara B., Small Business Owner
I had a very professional and courteous experience with M&M Financial. The staff are very respectful and have great skills in dealing with IRS. The tax burden I faced was huge, however, it eventually seemed feasible as soon as I handed it over to M&M Financial. They contacted the IRS agent handling my case and started working for me straight away.

Everyone I talked to at M&M Financial treated me with respect and gave me hope in what I wanted accomplished. M&M Financial negotiated with IRS on my behalf and made sure I was comfortable with the payment option I chose. I would recommend M&M Financial to my family, friends or anyone facing the IRS.
George O., Small Business Owner, North Carolina
I would highly recommend the tax services of MM Financial. Their staff were very comprehensive, trustworthy, efficient and professional. I never felt that they were trying to sell me any unnecessary services. In fact, after assessing my case they provided me with a solution, advised me that I could do it independently and refunded my money. I would absolutely utilize their services again.
Sherri S., Small Business Owner, Olympia Fields, IL
M&M Financial has helped us deal with the IRS in a concise and professional [manner]. Air Clean Environmental, Inc. would recommend M&M Financial to any growing or established business.
Nora L., Treasurer/Secretary - ACE
If anyone is looking to have a trust worthy company go to bat for them, M & M Financial is the company for you. Our company had the pleasure of dealing with Jonathan Stewart.

He and Lupe Figueroa worked diligently to help us resolve our federal payroll tax issues. It seems like every time the IRS was contacted by our company no one seemed to know what was previously said or done, so we had to start from scratch all the time. That is a very stressful situation.

After being contacted by M & M by one of their representative, we doubted the effectiveness of what they said they could offer. We have gone down that rabbit hole on more than one occasion without resolve. We ultimately decided to sign our contract with M & M after crucial scrutiny and investigation. The first couple of months were grueling paperwork issues.

No matter what, we received good common sense responses to any inquiries we made of them. It took about 8 ½ months to get our repayment plan set up and signed. Thank you guys for your help.
G.T., Dolton, IL
When business hit rock bottom, I had some large IRS issues that crossed over to personal. When I had IRS agents coming to my home, I knew I had to do something. I contacted M&M Financial and it was the best decision I have made. M&M Financial was extremely professional and made the process very easy. With the outcome of the work that M&M did for me, I am able to recover and live my life again.
Kevin J., Small Business Owner Yuma, AZ
M&M Financial moves quickly with resolving tax concerns. The company staff is friendly, checks in with me regularly to give updates on all taking matters. I am happy that I utilized their services and will recommend them to any company that is having taxing concerns. Thank you M&M Financial for all your hard work!
Linda J., Small Business Owner Chicago, IL
My experience with M&M Financial was quite helpful in this very stressful time concerning my IRS problems. I owe other vendors. With M&M's help, I was more able to work with other payables to work out payment plans. It is so nice not to be looking over my shoulder for the "revenuers." M&M Financial is a professional company who is great to work with concerning this company's IRS problems. They represented me, which took that problem away so I could more assertively solve other business problems we are incurring. It's great to know that [M&M] is out there to help small businesses in these very "up in the air" times.
Kathleen S., Kila, MT
M&M did an excellent job assisting me with my tax problem. The staff was professional, courteous and kept me updated throughout the entire process. While I hope to never need their services again, if I ever found myself needing help with the IRS again, M&M would be the company that I would contact.
Tom F. , Small Business Owner Phoenixville, PA
I would like to thank M&M Financial for expediting my IRS problems in a professional and timely manner. I am very appreciative of your professionalism and patient manner that you showed me with my many questions about my IRS affairs.
Delores F. , Chicago, IL
M&M Financial assisted me in resolving my debt with the CA FTB and the IRS. It's a relief to know that the amount I have to pay has been reduced and I can be completely done with the debt within a year.
Sally F. , Pasadena, CA
M&M is a great company for all your tax needs. I was in trouble for the first time with the IRS and these guys helped me clear that up in a reasonable, timely manner. I will use M&M again if I need to.
Hugo A., Small Business Owner, Chicago, IL
I enjoyed dealing with each and every one of you guys and would recommend anyone to you.
John F., Harker Heights, TX
M&M Financial was incredible in handling my IRS situation. They answered all my questions right away and put my mind at ease. I would highly recommend [M&M] to anyone.
Stephanie S., Las Vegas, NV
M&M was a great help in resolving my IRS issues. I would definitely recommend, always.
Andy R. , Cleburne, TX
Hoping this email finds you well. I would like to share the following with readers and future potential clients of M & M Financial Consulting:

On behalf of Angels for Sight we are pleased to recommend M&M Financial Consulting to any for-profit or non-profit for the following reason. In July 2012 Angels for Sight entered into a contract with Wall & Associates for the sum of $3,800 which was the fee to represent our organization against the IRS with regards to payroll taxes. To spare the readers of the details I would like to just highlight major factors which persuaded our decision to move on:
  1. It took Wall& Associates six months to file a Power of Attorney on our behalf
  2. Our bank account was levied upon twice, all our check bounced, we accrued over $1,200 in bank overdrawn fees
  3. Sat on our 941 filings for over 45 days
  4. Failure to communicate with their client in a timely manner
  5. Paid in full one month after entering into the contract; received several calls requesting payment
  6. Failure to communicate with the IRS (their reasoning was we left a message)
I was contacted by M& M Financial and we had a lengthy conversation with regards to our agency’s tax issues. I was quoted the price of $1,500; and a guarantee if I was not satisfied they would return our payment in full (being very skeptical, I proceeded with caution). When you feel your back is against the wall and you want this to just go away, you have to make a decision; which we did. This is what Angels for Sight has to say about M& M:
  1. Assigned a representative and his staff to work with our agency from beginning to end
  2. Filed a Power of Attorney within 48hrs with the IRS after becoming a client
  3. Filed any and all 941 forms
  4. Daily communication via telephone and email
  5. IRS released the levy within 30 days
  6. Settlement agreement enter into within 90 days
On behalf of Angels for Sight and the community we serve thank you [M&M]; now we can get back to the business of the less fortunate.

Best wishes always,
We are not at all good at doing what makes us uncomfortable, so when we heard M&M would do the hard stuff, we jumped on it. We got a great plan and the IRS is no longer our stress of the day. Thank you [M&M] for all your hard work.
Larry H., Ukiah, CA
M&M was very professional in resolving my case. I would definitely use them again.
Carolyn W., Springdale, MD
M&M Financial Consulting has done so much for us! We owed the IRS a great amount of money in back taxes. M&M helped us to set up a payment plan that was affordable. Thanks so much M&M. You're greatly appreciated.
Jason T., Contractor, Small Business Owner, Indiana
I would like to thank M&M Financial for all the help we received during this difficult time with the IRS. They were able to work out an agreement that was affordable. We were able to return to business as normal without worrying what the IRS was going to do.
Judy G., Small Business Owner, Chicago, IL
I had some difficult tax problems and M&M was always there to answer my questions and guide me through it. I'm grateful to the team at M&M and I would recommend them to anyone who needs tax help with the IRS.
Armandina C., Childcare Provider, Texas
M&M Financial Consulting has been immensely helpful in negotiating my tax issues with the IRS over the past few years. They were successful in managing all communications, significantly reducing penalties, and arranging an affordable payment plan -- all of which has alleviated a LOT of stress and anxiety. Now I can better focus on operating and growing my business. The staff is very polite, patient, understanding and discrete -- all good traits when handling difficult financial circumstances.
Todd Z. , Graphic Designer, Chicago, IL
The service I received from M&M Financial was very efficient and professional. Their staff was knowledgeable and assisted me in the resolutions of both my business and personal federal tax liabilities. I would recommend them higher for anyone looking for help in their tax liabilities.
Richard S., Small Business Owner, Ironton, OH
M&M Financial really helped guide me through recent IRS tax lien judgments. They helped with collecting all the information, explaining our situation (economy and health issues), and representing us with our assigned tax agent. They were able to negotiate removal of some penalties/interest and an affordable monthly tax payment. This enabled us to restructure our financing and then pay our tax liens in full.
Kathy R. , Bowerston, OH
For some time we were hounded by the IRS to the point of frustration. Once I hired M&M Financial there was always someone to explain what was happening and what was going to happen. These guys have been with us every step and what was once total frustration is now under control. Thanks M&M.
Luke A., Property Management Small Business Owner, Pennsylvania
As an older couple, we began a business after my husband's retirement due to a serious health challenge. Due to lack of competent tax advice, we incurred heavy tax liabilities. How glad we are that we entrusted our tax needs to M&M Financial to proceed with the IRS on our behalf. They handled everything professionally with knowledge of the tax laws, and yet took a personal interest in the best way to represent us successfully. We would recommend M&M Financial to our closest associates and to anyone with need for representation with the IRS.
Jacqueline H., Indiana
M&M is a great company. They were able to get my wife's wage garnishment removed immediately. I would definitely recommend them to anyone with tax issues.
Greg M., Oxford, CT
I wanted to thank you and the staff of M&M Financial for the service that you provided in helping me with my MN Dept. of Revenue tax delinquency. M&M made my tax delinquency much easier to resolve.
Frank C., Minneapolis, MN
I thank you and your firm very much for handling this tax matter for me. I think M&M is a very good org. Very professional and willing to help. Kept me updated o issues throughout the process. What I liked most was that I could understand the terminology; the process was clear and simple. Things were done in a timely fashion, and working you all took a lot of stress off of me. I have no problems telling friends and family or associates of your firm, if they are every in need of your services.
Craig L. , Sylvania, GA
My experience working with M&M Financial was overall very positive. I had a long term tax problem which was compounded by a divorce and collapse of the financial markets. The IRS agent I was in contact with was poised to levy my accounts, seize my personal property, and hit me with an onerous installment agreement which I could never pay on. M&M was able to negotiate with the agent on my behalf and bring the situation to a very favorable outcome for me. I would definitely recommend them.
Steve L., General Contractor, Small Business Owner (Chicago, IL)
M&M Financial Consulting was able to come along side and basically partner and guide us through the challenges and expectations of resolving our tax issues. They worked very closely with the IRS on our behalf and provided some needed peace of mind so that I could focus on getting our business back on track. They were forth right and honest in the advice they provided. As long as you do your part, M&M will more than do their part!
Jim M., Home Health Care Provider (West Virginia)
I am the CEO of a healthcare facility in the Midwest which found itself at the wrong end of tax issues arising from our previous accountant's unprofessionalism and wanton disregard for details. It was at this point that we were introduced to M&M Financial. Immediately, M&M Financial pounced on the specific issues of contention while exhibiting total mastery of the IRS regulations in question. M&M Financial successfully resolved a 4-year tax issue which had been on the threshold of litigation. M&M Financial's thorough understanding of tax resolution matters, exemplary professionalism and laudable communication/negotiation skills made the whole process seamless.
Oranu I., Physician (Indiana)
MM Financial has become a true friend of mine. I will never forget the help they gave me with my awesome tax problems. They answered every call I made to them and coached me all the way from beginning to end, from over $100,000 dollars to only $27,000. All I can say the people have done every thing that they told me that they would do. Wait a minute that's not all, the $27,000; I didn't have to pay it in full. They got me set-up on monthly payments. Work with them, while they work with you and get your tax problems worked out.
Johnny G. , Vicksburg, MS
M&M Financial has helped me and my company in more ways than I ever thought. They were very knowledgeable in many ways. They were the only [company] that was not pushy in the beginning to get our business. M&M Financial is a very good company to work with.
Don S., Chicagoland

My bookkeeper expressed many dire warnings of unscrupulous companies that claim to work for you and the IRS on tax problems. But in this case she was mistaken. I am pleased to say that M&M Financial has worked for me and with me in my case and was able to act as a buffer and bring about a reduction of penalties of an amount over and above the fees. All employees were professional, easy to work with and explained anything I had questions regarding. If you or a trusted employee feel you are unable to cope with the stress of dealing with the problem I would completely recommend M&M Financial.
David J. , WV
Thank you for helping me with my back taxes. I couldn't have done a better job without your help. Trying to figure out the tax laws/procedures is too complex for the average person. Also, it was extremely beneficial to have you do the negotiating and administrative work. And, the substantial savings in back penalties and interest certainly made your service worth while. Thanks so much for your expert advice and professional service. I'll be sure to pass your name on to others in the future.
Eric M. , Milwaukee, WI
I was at a point in my life where I didn't know what to do or who to turn to. The IRS was in the process of garnishing my wages for $46,000 on a tax lien. I am a divorced mother of four living on one salary income. A minister informed me of your services, M&M Financial Consulting, Inc. Thanks be to God, to Mr. Stewart, and your company I was able to make monthly payments that I could afford. God bless you M&M.
Florine F., Jackson, MS
Anyone who has experienced any type of federal tax problem is aware of how extremely stressful the situation can become, whether they are individual problems or of a business nature. My decision to hire M&M Financial Consulting to assist during this difficult time was certainly a wise one. Their expertise allowed them to guide me through every necessary process and insured that they would deal with whomever necessary at the Internal Revenue Service. I found that the representative from M&M Financial Consulting that was working with me was always available when I had questions, when appeals needed to be filed and when an IRS representative had to be dealt with. I strongly recommend this firm for anyone who is experiencing the same or similar problems.
Linda B., Electronics Services, Small Business Owner, Eastern MA
M&M Financial Consulting, Inc. negotiated the longest possible State Installment Agreement, including the avoidance of a 25% down payment required for all payment plans. This saved my organization an initial down payment of $3,400.
Diane C. , Founder and President of a National Non-Profit Organization, Landover, MD
It is with great pleasure and enthusiasm that I write this testimonial regarding services you have provided to Enrichment Opportunities of Training, Inc. (EOIT).

During the time I have worked with M&M Financial, you have distinguished yourself as a conscientious and energetic professional in the field of tax matters. You have guided our agency through the complex, and often fearful maze of paperwork, forms and documents with compassion, patience and knowledge.

I am pleased with the work, progress and results you have provided; your commitment is evident as you continue to make your services available on an "as needed basis.

I highly recommend M&M Financial Consulting, Inc. and hope individuals will strongly consider using your services.
Jeannetta B. , Vocational Skills Educator, Milwaukee, WI
I like to say that M&M helped me through a difficult time in my life. When business was going through terrible times, M&M was very helpful in consulting me and negotiating with the IRS. The IRS is the toughest creditor to have on your back when a business if faltering, but M&M made it bearable with successful negotiating and helpful terms.
Frank S. , Convenience Store Owner, Pittsburgh, PA
Thank you for such a superb job! I was contacted by you and had previously had two bad experiences with so called experts in the field of financial consulting, as pertaining to problems with the IRS. My experience with M&M Financial and especially with Jonathan Stewart has been such a success and you cannot believe the amount of concern, persistence, and professional help I received from M&M. My IRS problem was very bad, and I am proud to say that a $15,000 debt to the IRS was completely settled with small payments, no more stress, and an actual letter from the IRS of congratulations. Thank you.
Tania Vanderham
Writing a client testimonial for M&M Consulting Inc. is probably the easiest task I have been confronted with in a long time. The journey which led to the consulting services of M&M was a tedious one. After 15 years of successful business explorations, I was faced with a tremendous debt which took me out of my comfort zone and frankly threatened to demolish the years I had spent building my business. I sought the help of a competitive agency like M&M, but found that their standards of business were very much subliminal to that of M&M. In fact, at first it was a toss-up between the two businesses for which I had researched and found both in good standings with the Better Business Bureau. I am embarrassed to say that I let the years in business of the other company overshadow my decision. However, I found that years of experience had nothing to do with dedication and honesty. After spending huge amounts, I realized I was at a dead end with this company. They were constantly asking for money with no accomplishments. I further found out that the reason they ask so much money was because of all the middle people who had to be paid before my problem was resolved. , When I called M&M, not only were my fears diminished, but their services have been impeccable and caused me to become very optimistic about the growth and future of my business. I have found that when they give their word in contract form, it is a credible agreement that does not change. M&M has fought with me and for me to regain my peace and joy in the career for which I have chosen to be a part. I recommend M&M Consulting, Inc. very highly for every business that wants to choose the best.
Lesia W., Woodville, MS
M&M Consulting has performed as they presented themselves to be. Their professionalism and understanding of the policies, laws, and regulations concerning the IRS has directed us to a pleasing resolution, while maintaining our future relationship with the IRS.
Keith H., Manufacturer, Green Isle, MN
I would like to express my appreciation to M&M Financial Consulting for helping my company with a past IRS tax lien. The work performed was done in a timely, efficient manner and handled with a high degree of professionalism. Without hesitation, I would recommend the firm to anyone dealing with the IRS.
Larry D., Business Owner, Chandler, AZ
Just wanted to say if you are having trouble with the IRS or state please give the wonderful people at M&M a chance to work for you. Mason and his staff worked tirelessly to negotiate an affordable Installment Agreement when the IRS did not want to negotiate with me personally at all. A tremendous weight has been lifted off me and my company and I would not hesitate one second recommending M&M to anyone who is having trouble. You won't be sorry.
Britt P., Small Business Owner, Royal, AR
Worked very efficiently. Service is top rated. Working with M&M has been great! Thank you.
Kee K., Small Business Manager,, San Francisco, CA
I had all but given up on the stress of dealing with the IRS and their aggressive collection techniques, when M&M Financial saved the day by resolving my years' long tax debt, and putting most of my penalties back in my pocket. Thanks a million M&M!
Jeffrey B., Chicago, IL
In the midst of the biggest crisis of our lives, losing our business, we sought help from M&M Financial to handle the IRS. It was the best decision we ever made. They handled our affairs with the utmost professionalism, compassion and accuracy. We highly recommend this company and would use them again in a heartbeat if the need arises.
James and Linda K. , Machine Shop Owners , Chicago, IL
My experience in dealing with M&M Financial, in particular, Jonathan Stewart, has been incredible. Dealing with the IRS can be a very stressful situation. I lost a lot of sleep over the situation I was in regarding my payroll taxes. Jonathan (M&M) was there for me, and resolved a very bad situation. It didn't matter how many times I called or what time I called, he always picked up, or got right back to me. He always answered every question I had, to put my mind at ease. He was always able to calm my nerves, and make me feel like I was in good hands. First class service. I'm soo thankful for Jonathan Stewart and M&M.
Dr. Timothy B., Tracy, CA
I was in a panicked situation when I found out how far behind I was with my payroll taxes. After working with M&M Financial I've had the best experience. My mind has been at ease since I've been able to work out agreements with the IRS with M&M being the middleman between myself and the IRS. The representative has been easy to reach and answers any questions I may have. He has also been studious with contacting me after speaking with the IRS so that I stay abreast of what they are requesting. I would recommend this company to everyone in this same situation.
LaShawn J., Small Business Owner, Snellville, GA